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Oreo, I'm now sure what you're asking. If you want to wait three months hdfc personal loan eligibility india filing bankruptcy, you just wait. Or maybe that wasn't the question you were asking. Hi you said to wait 3 month before filling bk but how to do that.
I'm sure the payday loans company will sue me and garnish my wage before 3 month if I close my bank account Should I tell them that I'm in the process of filling bk. OK, I got it. They could sue you within that three-month period, but (if you file a proper answer to the lawsuit) they wouldn't get a judgment against you and garnish your wages before that three months has gone by. I recommend that you consult with a bankruptcy attorney in your area to see if filing bankruptcy would be a good option for you, and if so then move forward so you're ready to file your case just after that three-month period.