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The states this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the state of Nevada, regardless of where you may be accessing this site.
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In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction.
You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. The purpose of shorter duration loans is to provide the borrower temporary financial relief.
I guess my question is can I consolidate these loans into one monthly payment. It is possible to consolidate these loans into one payment. However, consolidating payday loans can be much more difficult than traditional personal loans, or credit cards. There are several different types of consolidation loans, but the one that will best suit your situation depends primarily on whether you own a home and your credit history.
Also, the amount of your debt will be a consideration. If you only owe a few hundred dollars in payday loans, a debt consolidation loan may not be available to you, but if you owe several thousand, or more, a consolidation loan may be a good choice. If you own a home, a secured debt consolidation loan may be right for you.