You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. Late Payments Hurt Your Credit Score.
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
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The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information.
Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information.
Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender's renewal policy. Laws on not paying payday loans.
082313 - The Department of Business Oversight has issued a consumer bulletin on unlicensed online lending. The Department warns potential borrowers to how does personal loan affect credit score extra caution when dealing with unlicensed Internet payday lenders who fail to obtain a license with the Department of Business Oversight, evading state laws and regulations designed to protect consumers.
The Alert provides advice and contact information to report unlicensed lenders. The bulletin can be found here. 081313 - EZ CASH, ezpaydaycash. net, Stephen Rogers, Roger Stephens and other individuals The California Department of Business Oversight (DBO) has been notified that a company calling themselves EZ Cash, with the website ezpaydaycash. net, purports to hold a California license CTICC License CACL0630809 and to be an internet money lender licensed and operating pursuant to CACL 63-8-9 et.