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He also told me that he was not a debt collector and that he was with the legal department. What damn company. I still don't know. They kept leaving threatening messages on my husband's voicemail which is illegal. I asked him if he was familiar with the FDCPA (Fair Debt Collection Practices Act).
I advised him that under the FDCPA you cannot leave detailed messages on someone's voicemail which does not identify the person whom you are calling and that you cannot leave more than one message per day. They were very low interest rate personal loans five or six messages per day.
He didn't want to hear that. He continued to argue with me.
Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.
Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. The purpose of shorter duration loans is to provide the borrower temporary financial relief.
Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out very low interest rate personal loans financial advice.
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